Business
Engineering Insurance
Cover built for construction and industry: contractors' all risks, erection all risks, machinery breakdown, plant and electronic equipment.
What this policy covers
- Contractors' all risks for works in progress
- Erection all risks during installation and testing
- Machinery breakdown
- Contractors' plant and equipment
- Electronic equipment cover
Why arrange it through Hace
- Cover matched to contract conditions and employer requirements
- Third-party liability included within project cover
- Support during project extensions
- Claims handling with engineers and assessors
Optional extensions
- • Maintenance period extension
- • Surrounding property
- • Removal of debris
- • Advanced loss of profits
Common exclusions
- • Losses that happened before the policy start date
- • Deliberate or fraudulent acts
- • War, invasion and nuclear risks (unless specially arranged)
- • Wear, tear and gradual deterioration
- • Defective design (unless specially arranged)
- • Penalties for delay
- • Normal maintenance costs
Frequently asked
Does a CAR policy include public liability?+
Contractors' all risks policies usually include a third-party liability section for the site. The limits should be checked against the contract requirements.
Ready to arrange engineering insurance?
Tell us what you need to protect and we will compare the market and come back with clear options.