Personal
Travel Insurance
Travel cover for medical emergencies abroad, trip disruption and lost baggage, including Schengen-compliant policies where a visa requires proof of insurance.
What this policy covers
- Emergency medical treatment abroad
- Emergency evacuation and repatriation
- Trip cancellation and curtailment
- Lost, delayed or damaged baggage
- Personal liability while travelling
Why arrange it through Hace
- Same-day documentation for visa applications
- Single-trip and annual multi-trip options
- Family and group rates
- 24-hour emergency assistance lines
Optional extensions
- • Winter sports
- • Extended baggage limits
- • Higher medical limits for the USA and Canada
Common exclusions
- • Losses that happened before the policy start date
- • Deliberate or fraudulent acts
- • War, invasion and nuclear risks (unless specially arranged)
- • Wear, tear and gradual deterioration
- • Travel against medical advice
- • Trips to countries under travel restrictions
- • Pre-existing conditions unless declared and accepted
Frequently asked
Do you issue Schengen-compliant cover?+
Yes. We arrange policies that meet the minimum medical cover required for Schengen visa applications and issue the confirmation letter you submit with your application.
Ready to arrange travel insurance?
Tell us what you need to protect and we will compare the market and come back with clear options.