Business
Professional Indemnity
Protection for professionals against claims of negligence, errors or omissions in the services they provide — including the legal costs of defending an allegation.
What this policy covers
- Negligence, errors and omissions in professional services
- Legal defence costs
- Loss of client documents
- Unintentional breach of confidentiality
Why arrange it through Hace
- Meets regulatory and client contract requirements
- Cover written on a claims-made basis with retroactive dates
- Limits scaled to project size
- Discreet claims handling
Optional extensions
- • Cyber and data extension
- • Fidelity extension
- • Increased retroactive period
Common exclusions
- • Losses that happened before the policy start date
- • Deliberate or fraudulent acts
- • War, invasion and nuclear risks (unless specially arranged)
- • Wear, tear and gradual deterioration
- • Known circumstances before inception
- • Dishonest or criminal acts
- • Contractual guarantees of results
Frequently asked
What does 'claims-made' mean?+
The policy responds to claims first made against you while the policy is in force, provided the work was done after the retroactive date. Continuous cover matters.
Ready to arrange professional indemnity?
Tell us what you need to protect and we will compare the market and come back with clear options.