Business
Work Injury Benefits (WIBA)
Cover required of employers under the Work Injury Benefits Act for death, injury or disease that employees suffer in the course of their employment.
What this policy covers
- Compensation for work-related death
- Permanent and temporary disability compensation
- Medical expenses following a workplace injury
- Funeral expenses within stated limits
Why arrange it through Hace
- Compliance with statutory obligations
- Cover documentation for tenders and audits
- Support with reporting and Directorate procedures
- Combined placement with employers' liability
Optional extensions
- • WIBA plus (extended common-law liability)
- • Increased medical expense limits
- • Cover for casual and contract workers
Common exclusions
- • Losses that happened before the policy start date
- • Deliberate or fraudulent acts
- • War, invasion and nuclear risks (unless specially arranged)
- • Wear, tear and gradual deterioration
- • Injury outside the course of employment
- • Injury caused by an employee's serious wilful misconduct
Frequently asked
Is WIBA compulsory?+
Employers in Kenya are required to insure their liability to employees under the Work Injury Benefits Act. We arrange compliant cover and the certificate you need for tenders.
Ready to arrange work injury benefits (wiba)?
Tell us what you need to protect and we will compare the market and come back with clear options.