Specialist
Cyber Insurance
Cover for the cost of responding to a cyber incident — investigation, restoration, notification and business interruption — plus your liability for data that has been compromised.
What this policy covers
- Incident response and forensic investigation
- Data restoration and system recovery
- Business interruption from a cyber event
- Third-party data liability and defence costs
- Cyber extortion (where insurers offer it)
Why arrange it through Hace
- Access to specialist incident response teams
- Cover for regulatory investigation costs
- Support in meeting data protection obligations
- Scalable limits for growing digital operations
Optional extensions
- • Social engineering and funds transfer fraud
- • Media liability
- • Increased business interruption limits
Common exclusions
- • Losses that happened before the policy start date
- • Deliberate or fraudulent acts
- • War, invasion and nuclear risks (unless specially arranged)
- • Wear, tear and gradual deterioration
- • Failure to apply known security patches
- • Unencrypted device losses where required
- • Contractual fines beyond insurable limits
Frequently asked
We are small — is this relevant?+
Smaller organisations are frequently targeted precisely because controls are lighter. Entry-level limits are affordable and include response support you would not otherwise have.
Ready to arrange cyber insurance?
Tell us what you need to protect and we will compare the market and come back with clear options.