Specialist
Other Specialist Covers
Where a risk falls outside standard products, we approach the specialist market: agriculture and crop, aviation, kidnap and ransom, bonds, credit protection and bespoke placements.
What this policy covers
- Crop and livestock insurance
- Aviation hull and liability
- Kidnap, ransom and extortion
- Performance, bid and advance payment bonds
- Trade credit protection
Why arrange it through Hace
- Access to specialist underwriters and reinsurance markets
- Risk presentations prepared on your behalf
- Structured programmes for unusual exposures
- Ongoing servicing after placement
Optional extensions
- • Multi-year programmes
- • Layered limits
- • Regional and cross-border extensions
Common exclusions
- • Losses that happened before the policy start date
- • Deliberate or fraudulent acts
- • War, invasion and nuclear risks (unless specially arranged)
- • Wear, tear and gradual deterioration
- • Risks declined by the specialist market
- • Territories under sanction
Frequently asked
My risk is unusual — can you still help?+
Talk to us. We prepare a proper risk presentation and take it to underwriters who write specialist business, then come back to you with what the market will and will not accept.
Ready to arrange other specialist covers?
Tell us what you need to protect and we will compare the market and come back with clear options.